Transforming financial infrastructures by decentralizing systems is redefining conventional banking models, promoting an approach that is more inclusive and transparent for transactions. This movement allows individuals to take control of their finances directly, free from intermediary organizations, by distributing both authority and operational frameworks. Furthermore, it stimulates innovation, leveraging blockchain technology and smart contracts to boost security and minimize transaction expenses. As digital assets continue to rise in popularity, decentralized finance (DeFi) platforms are becoming pivotal in this transformation, offering a diverse array of services from lending to trading. This shift not only improves accessibility but also fosters healthy competition, fundamentally altering the landscape of the global economy.